Hi, the pictures you publish do not look good. I personally would have consulted the doctors to let him see, whats goin' on inside of you hand.
Wish you all th best that anything will run back so, that you can use your hand as well as before as fast as possible. Best wishes to you !
By the way : Something simular is happened to me some weeks before, only details have been different : A dog bite me, when passing by bicycle, without any warning, into my right leg. Result : Doctor+hospital !
They gave me an injection to prevent tetanus, this is standard in germany. They say, that nobody can know, where the dog has had its tooth in before it bite you, so the risk of an infect is relativ high. This is the way, they do it here. I'm fit again, but a ten day handycap when walking hit me. This was the first time, that something like this happened to me. Now I do something, I've never done before all my life : Bicycling and awaring a dog, I turn beside a bit in a bow ! All right or to sensitive now ? Anybody reacts different.
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That's impossible, I pay over $1500.00 a month for family healthcare benefits. Individual coverage is something like $700.00 a month. I wouldn't want to have a major procedure on that healthcare plan. Probably wouldn't pay for a pill.
There are a lot of factors that play into the cost of healthcare in the US and out of pocket monthly is only one of them.
First, is this being subsidized by an employer or organization? Also, age and prior illness have a huge impact on the monthly cost.
If not being subsidized, then this must be a catastrophic plan with a large annual out of pocket. Attached is a picture of example of catastrophic care in California for a healthy 19 - 29 year old and it doesn't apply to certain counties nor take into account prior health issues nor does it cover maternity.
I have a friend who is in their 50s and no health problems. $400 out of pocket monthly for premiums for catastrophic care, no employer subsidizes. I have friend of a friend who can't get health coverage because of a prior medical issue.
Your friends only gave you one piece of the puzzle.