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Last week, the future changed for cancer patients -- and for my daughter Taylor.
Three years ago, Taylor was diagnosed with leukemia. She was only 8 years old. After a bone marrow transplant and three rounds of chemo, we discovered alarming news about our insurance plan. We’d just about reached Taylor’s lifetime limit for coverage and the insurance company would soon stop paying her medical bills.
My husband worked. We had health insurance. But we still faced losing our life savings and barely being able to support our other three children due to Taylor’s mounting and future medical bills.
But, thanks to you, all that changed last week when Congress passed meaningful health care reform.
No longer will insurance companies be allowed to put a price on the cost of saving a life. No longer will people with pre-existing conditions like cancer be denied coverage. No longer will there be arbitrary limits on annual and lifetime benefits.
Taylor’s cancer is in remission, but she’s still fighting the side effects from her medication and needs a hip replacement. I won’t have to make the heartbreaking choice: to spend the money for the surgery that will help her have a more comfortable life, or save the money in case the cancer comes back.
My family is living proof of the real effect legislation can have on the lives of cancer patients.
With deep gratitude from Taylor and our family,
On a personal note: having insurance without a limit, in the case of a catastrophic illness SAVED MY LIFE.
If you ain't been there you have no idea what it is like to get multi-$100K medical bills like I have. Forget about the horror of treatment or the fact I was given a 50% chance of living 3 years NO MATTER WHAT THE TREATMENT. I've made it 12 years, so far, after that edict.
The good point is that I did not go broke or become homeless or denied treatment. But I know of several people who have & some eventually died.
R.I.P. Andy Zektzer (ZTR), 1960-2010.
Please visit this thread for more information.
You have to remember though, that if insurance companies have to pay out more than they take in they will go bankrupt and there will eventually be no insurance companies left. After that happens the government will decide what treatment people will and will not receive. Of course in a perfect world with unlimited funds you can treat everyone who needs something, but we live in a world far from this.
The United States is heading down the path of ruin, they don't have the money. So, when things get tighter and they have no option but to cut spending, one of the first things that will go is the social welfare programs. Unfortunately, those people that cost a lot to treat will be deemed not worth living in society and will have to die, that's just how it is.
Thankfully at the time being we still have private insurance companies, it sure beats some government worker that has no idea who you are and has never met you deciding if your life is worth it or not.
That is why I like the Personal Responsibility Provision. Have no idea if it was watered down, I'm sure it was,. But strongly believe that as an individual you have some responsibility for your own survival. But there should be some way to cover you if you get really, really sick.
However, if you overeat, drink yourself silly and/or smoke 2 packs a day, you should not be covered. That may be harsh, but that is the real problem.
R.I.P. Andy Zektzer (ZTR), 1960-2010.
Please visit this thread for more information.
lol - yup we are a small population in a huge country and we talk funny and drive on the wrong side of the road, but we have a great deal in common with Americans, including fighting together in numerous wars, and to a degree a common heritage. Australia's political system was founded as an amalgam of the Brits parliamentary system and the US's federal system. Personally I love your country - I have spent about a year on business there and the first city I visited was your city Atlanta a year after the Olympics in 1996 which was pretty cool as Sydney held the 2000 Olympics which I watched on TV while on business in the US.
The Fed govt has no right to force the citizenry by penalty of law, imprisonment, and confiscation of personal property to buy anything and to aquiest to unlimited taxation. Health care is not a right, good health is not a right, illness and death are given, prepare for it even if it means living in a more affordable house, driving a less expensive car, and spending with more descretion. Private charitable programs and govt assistance are available for children that need it. A restructuring of entitlements woulf free up more resources for healthcare to those that really need it ie: stop with the crackhead welfare and govt assistance to welfare baby producers, endowment for the arts etc etc. Moreover, just freeze healthcare and insurance costs for a period of time like Nixon did in the 70's for gasoline while working on real comprehensive healthcare and insurance reform instead of the crap progressives are trying to force upon us.
Just a point of fact. The Fed gov't is not 'forcing anyone to buy insurance. They are adding a tax if you don't. Don't buy insurance, pay a fee. They just as well could have raised everyones taxes higher and then given a discount for having health insurance.
Now if you want to argue that the Fed government/IRS does not have a right to tax.......that is a different thread.
Point of fact, if you don't buy, you pay a fine. Point of fact, the IRS is in charge of administering healthcare. How can anyone support this thing without even knowing what all it contains?
