Nobody forces you to buy health insurance. If you wanted to you could just pay the doctor in cash on the spot, no health insurance trying to make a profit, no middle man. If you can't afford it, that's not health insurance companies fault, they don't decide what health care costs. If we want to make it a better system we need to target the core costs that are causing medical costs to be so high. That means getting rid of all of the malpractice, all of the lawyers trying to make money and sue all of the doctors, the government regulations that cause drug companies to spend billions, and all of the layers of administrators that are not needed and just add cost. Years and years ago most people that needed medical care just paid for it out of pocket, it was affordable enough to do that. So, what has changed since then that made it go up in price so much. More malpractice, more lawyers, more regulation, more government spending, the more government tries to do the worse it does, this is seen over and over again throughout history, throughout the world. So why on earth would it be a good idea to set up even more regulators, more agencies, more bureaucracies, and have even more middle man separating the doctor from the patient?
The thing that should be changed, is when a hard working individual buys health insurance and then gets sick and then the insurance company doesn't pay. If they buy insurance to cover something it should cover it no matter what, no questions asked. If someone is denied because of that, then that truly needs to be changed, but that's just upholding private contracts which is already done in the court systems.
Things need to be privatized as much as possible. I brought this up before, for those who have illnesses and those that can't afford medical care could have the government give out a credit and have the person decide where they wanted to go for their healthcare. Not have the government tell you where you need to go, and decide what companies either succeed or fail, the people would decide it. For example, if one doctor or hospital gave you poor service or ripped you off, then you would choose a different doctor or hospital to go to. This would cause only the cost effective and high quality to stay in business, because nobody would go to the other ones, unless they too changed and gave the same benefits. Same thing with schools, stores, etc.
I personally think they also need to change the tax system. No more income tax, business tax, property tax, or capital gains tax. A flat tax on consumer products would solve the problem of how much money went to a school districts, cities, etc. Then instead of public schools which are mostly failing, the government could give out a credit and the parents could choose what the best private school is for their children. Again, the poor performing ones would fail and the better ones would succeed. It's the same with any healthcare product or service. So instead of having 100,000's government workers trying to run something they don't do very well could be replaced by a dozen people. That alone would save a huge amount of money.
The following 4 users say Thank You to cbratton for this post:
And there is another part of the problem. For some reason we all think "our side" has the answer. If only the other side would have won then everything would be rosy. What I just can't grasp when someone makes a comment about the party that they apparently don't like, I just wonder what it is that they see in the party that they do like. So, lets pass this bill so the Dems will hang and then we can win in 2012. But, but, what about GWB? What is it that he and his crew did that was so fantastic? Why would the Rep way be so much better? Do yo really believe that?
By the way, I would agree on some level that healthcare and employment and economics may not mix and on some level it may have something to do with companies not being able to afford the employees, but I'm not sure that is really the key. Healthcare while employed is a "benefit". Just like an executive getting his rent paid while he is employed by the company, which they did where I worked. He gets his rent paid and makes $350K a year. No, in my case I lost my job because of mismanagement. I think the perception that individuals in these higher level positions are brighter and more talented than the next guy or gal. They get more stock options, perks, salary, bonuses and if they leave the company they get medical coverage for a year. If they forecast selling 100 widgets and only sell 50, they blame the economy. They are never wrong and never to blame.
The following user says Thank You to David_R for this post:
Don't think so. The American public has a short memory and 6 ~ 7 months is a long time. The more popular items come early, and the not so nice things come later. They may hurt the Dems, but by the mid term elections there will be some other 'bright shiny object' in the news to distract people.
Health care won't be repealed, and if the Republicans do want to make a comeback, it would be better to work on improving health care, reducing mandates, smaller administration and cutting healthcare taxes. Get back to their roots.
I don't think they will get back to the classic republican platform, the Republicans lack leadership right now. I think they will keep using a 'scorched earth' tactic that will just start to seem mean in a few months.
Last edited by traderwerks; March 22nd, 2010 at 11:50 PM.
The following user says Thank You to traderwerks for this post:
Not only that, but the parties switch their stance depending on their majority/minority rule in the senate/house/presidency. Republicans now say they are against this law to reflect what a lot of (I'm not saying majority) americans think and this will be their platform for "change" in the midterm elections. But when they come to power again, the health insurance/big pharm lobbyist $$$ will have a big influence on their stance. I'd expect they will gain the house and/or senate in the midterm and there will be some effort to "repeal" the most offending part of the law but that will be watered down and have no real teeth to change anything substantial.
“Strategy without tactics is the slowest route to victory. Tactics without strategy is the noise before defeat.” - Sun Tzu
The following 2 users say Thank You to cbritton for this post:
Favorite Futures: CL & 6e, looking at ES, ZB and AU again.
Posts: 2,100 since Nov 2009
Thanks: 1,104 given,
Insurance companies are in it to win it - Forget the patient
I came to this party late, 'cause trying to exercise last week almost put me back in the hospital.
But I have a definite opinion about insurance companies. I have had over $1,000,000 in medical bills in the last few years. 7 times since my stem cell transplant (Nov 2007) though I was going to die while waiting for insurance approval.
Check out my Health Care Story. It is out dated, by a few months but it tells what happens when insurance companies decide what is timely treatment.
R.I.P. Andy Zektzer (ZTR), 1960-2010.
Please visit this thread for more information.
The following user says Thank You to ZTR for this post: