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but I will say if bitcoin does take off and develops into a truly viable currency It will do so without me. I think the governments of the world will prevent widespread use. For me personally I'd try to adapt but I like currency even if it is fiat currency, that I can fold and put in my pocket.
The idea is revolutionary. I'm just not sure older generations will adopt. I'm pretty sure gubments will reject a currency they cant control and manipulate as a tool of influence. DB
I haven't looked into it, but it seems independent of bank and credit card companies, i.e. the swipe code changes electronically based which card you have selected. The only issue I see is that it also appears whomever you give it to will have access to all your cards.