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Despite its boundless opportunities, I think we are all starting to understand the "limitations" of the Internet. There is no greater security then doing things in private in the real world, and there may never be.
Man this is awful. There has always been a way to game the system, and there always will be, but I have no respect for people who aren't willing to make their money honestly. It's not a matter of just being like everyone else, but you have to do something where you put in the time for a legal reward. If you think you're above that you're just an asshole. Screw these hackers. If I had to guess, it's only a matter of time before most major brokers have a large breach of account information.