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Maxed Out: Hard Times, Easy Credit and the Era of Predatory Lending
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Maxed Out: Hard Times, Easy Credit and the Era of Predatory Lending

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Maxed Out: Hard Times, Easy Credit and the Era of Predatory Lending

Written and directed by James Scurlock, the film and book use interviews with creditors, debtors, academics, and others to illustrate its story. The film premiered at the South by Southwest Film Festival in Austin, Texas, USA, in 2006 where it claimed the Special Jury Prize. It went on to several film fests including Seattle, Full Frame Documentary, Maui, New Zealand, Milwaukee International, Woodstock, Bergen, Leeds International, Oxford and IDFA (Amsterdam) film festivals. It was released in movie theaters in select cities in the United States in March 2007 through Magnolia Pictures. The DVD was released nationally in June 7, 2007, in the joint effort Magnolia Pictures and Red Envelope Entertainment .

Scurlock’s purpose for this film and book was to raise awareness of how credit and lending issues are affecting society. The main premises of this film are that banks and other creditors deliberately market to people who are more likely to have problems paying predatory lending and that the creditors benefit from connections to government, the debt collection industry, and from lawmaker apathy.

Maxed Out: Hard Times, Easy Credit and the Era of Predatory Lending (Full Version) « Underground Documentaries

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