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**JUST OPENED MY FIRST ACCOUNT-- getting ready to ACH transfer money into it-advice!
Gee-wizz, you clearly have a lot of expertise in this area.
I feel this detracts greatly from the OP's initial post. (May I respectfully suggest you think a little deeper about the items you mention? You will hopefully get an understanding that all these items create a better understanding, or sentiment - to use a different word - of the local area.)
Either way, the aim of the post was simply to suggest he looks at other contracts from the main ones everyone else looks at. There is more edge in the less efficient contracts. You should know that given your undoubted deep knowledge of the industry.
Can you help answer these questions from other members on NexusFi?